Sckaler
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Payments infrastructure

The payments platform for moving money with confidence.

Collect, pay out and reconcile across mobile money and bank transfers. One API, one ledger, and approvals your finance team can trust.

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The transactions list in the Sckaler dashboard
The Sckaler dashboard home: transaction counts, outcomes and recent activity
The platform

A payments platform that keeps every franc accounted for

Move money in and out of your business, review it before it leaves, and reconcile it without spreadsheets.

The transactions list in the Sckaler dashboard
01

Collect and pay out

Request mobile money payments and send disbursements through one API. Each transaction carries its status from request to settlement.

Payment rails

Connected to the rails your customers use

Reach mobile money wallets and bank accounts through one integration, with balances kept per provider.

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  1. 01MTN Mobile Money
  2. 02Moov Money
  3. 03Bank transfer
  4. 04Merchant payments
For developers

From first call to final confirmation

A consistent API, predictable responses and signed webhooks mean less for your team to piece together.

  • API keys scoped to one account
  • Idempotent, ledgered transactions
  • Docs and an OpenAPI spec
Explore the docs
Create a cash-out
curl https://api.sckaler.com/api/v1/external/cashouts \
  -H "x-api-key: $SCKALER_ACCOUNT_KEY" \
  -H "content-type: application/json" \
  -d '{ "amount": 25000, "provider_name": "MTN_BJ" }'

{
  "success": true,
  "data": {
    "id": "01m5w6ppq2xq2pcr2pvpb59rcd",
    "status": "pending",
    "approval_status": "not_required",
    "amount": "25000.00"
  }
}
Built for finance teams

Control and visibility over every payment

Give operators the access they need, and nothing more, with a full record of who did what.

Approval workflows

Route payouts and claims to the right reviewers, with thresholds per destination.

Roles and permissions

Grant access per action and per account, from read-only to full control.

Two-factor sign-in

Protect every dashboard account with authenticator-based verification.

Hashed API keys

Keys are shown once and stored only as a hash, scoped to a single account.

Signed deliveries

Every webhook is signed so you can verify it came from us.

Full activity log

Every API call and dashboard action is recorded for audit.

Questions

Everything you need to get started

How Sckaler handles payments, security and your team's workflow.

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Mobile money collections and payouts, and bank transfers. Each account keeps a separate balance per provider.

Create a key in the dashboard, or create an account and its key through the API. Keys are shown once, so store them safely.

Yes. The dashboard sandbox lets you send test transactions through your own keys before you take real payments.

Subscribe a webhook endpoint. Sckaler sends a signed event when a transaction succeeds or fails and retries if your server is down.

Yes. Upload a CSV or Excel file, review the names Sckaler checked, approve the batch and follow each line.

Only people whose role allows it. Above the threshold you set, a cash-out waits for someone other than the requester to approve it.

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Move money forward with clarity

Bring collections, payouts and reconciliation into one clear workflow.

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